As a landlord, you need protection to cover your rental residence, your items of personal property located in the rental residence, loss of rental income in the event of a loss, and liability coverage for the described premise.
Tenants Content Policy
As a tenant, you need protection to cover your contents as well as having liability coverage. Your landlords’ policy WILL NOT cover you in the event of a loss.
These policies insure you against specific perils such as fire, lightning, wind, hail, and etc.